I like the second suggestion.

As for the EXP...Fates are only seen as "viable" cuz it's the fastest way to level. But you can always run dungeons...it's just a matter of whether you care about doing it the fastest way vs. the more enjoyable way. I can get about half a level running a dungeon that's appropriate for my level. Granted, it takes longer, but it's more fun for me...plus I gear up at the same time.

As I said in another thread, there's always going to be a "fastest way" to do things. That doesn't mean it's the only viable way.