I am pretty much on the same both. I got an extra 30 days because I added the PS3 version to my account.
To make it worst, I play with my SO that does not have two versions. Although she would be able to leave the server for free, we'll either have to wait for my free subscription to end, then pay twice for the transfers, or split the group for a while.

As mentioned before, this isn't supposed to be complicated. Why make it so ?