Read this if SE doesn't want your money!!!

[Raist]

I'm in eastern United States. I have the feeling that crysta is in fact enabled for my region. It's not like I'm in some obscure European country.

Just trying to verify, as the Canadian servers cover an entire hemisphere of people, many of which do not have Crysta as an option. Some people have gone weeks trying to figure out their problem, only to find Crysta is not an option for them in Guam or somewhere in the Oceania region.

Have you confirmed there is nothing funky with your Pay-Pal end? Account credentials, the default payment option set there (if a CC/Debit card, expiration date may need to be updated, something odd like that), verified there's no rejection happening for the transfer on the bank's end? (a lot have recently made changes to wire transfers and such for security reasons). There are a LOT of points of failure in this process. It may take a little digging to find where the fault lies.

As mentioned earlier, since you are in a region known to accept Crysta and UGC codes, you also have that as an option. Can get them at all kinds of local stores--Gamestop, Walmart, CVS, think I've even seen them in some grocery stores where they have the iTunes and Google Play cards even. Yeha, kinda sucks that you have to buy them in flat increments (usually $20 or $25 in stores), but online you can get the codes in a wider variety (as low as $10 I think).