The Mods will come and shut this forum down in a bit, saying its the banks fault. Its not the banks fault, its SE. I have tried everything they have asked for. Tried all the work around's and nothing works. I have spent 150$ right now, 100 on a Ultimate game time card, rejected, 50$ to buy crysta rejected. Nothing works. So this mod is gonna say hey its not us its your bank. Its not your bank. The amount of customer service this company has is appalling. Right now there is no real way to pay, it works or it doesnt work. You can try the crysta work around but it didnt work for me and im going to dispute it with PayPal in a couple days. DO NOT buy the game card as these are NOT refundable and will not work 100% of the time. Square Enix NEEDS to respond to this. Find a solution.