How do you have the slightest idea how hard or not hard is it for hackers who are writing their own Phishing programs and implementing them over the web can get someone's PW? Do you write all the phishing programs and sell them to hackers? DO you know for a fact that there program they designed or are running cant get someone's PW even if its the most unique thing in the world?

Why do so many people spout off like they know everything?

Here's a fyi for you. If a hacker wanted to hack the most secure nuclear programs in the world they can. Someone's PW on FF 14 or wow or whatever it is can be hacked at any time.