You could have full DL gear for Titan HM but they dont want you unless you have been past heart phase of Titan.. Well you can't get past heart phase because its pretty much almost impossible with the DF.

Guilds have retarded requirements too.. FULL DL and Relic.. Great so the stuff you need help to get you have to do through the DF.. I have clawed my way all the way to titan HM with no guild.. Prob could have mad the same progress in a week with a guild or less.