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Not exactly a new player but this STILL confuses me a bit!
1. under optimal rank
I know being under the rank Penalises the stats... but how are you supposed to work that out?
2.Class
same as 1, how am I supposed to work out the Penalty for this?
3. Bonus Stats
Do we get the full boost or a percentage of it, this really bugs me...
Thanks in advance
You can't work out the penalty until you actually equip the item and look at your stats.
Class I think is static at 1/3 reduction against the benefits the item actually gives you (not flat against OR).
Percentage of Bonus Stats.
It's a pretty significant hit, around 20% or so for 1 rank and increasing more gradually after that. In only a few cases is it worth equipping higher rank gear more than 1 or 2 ranks before the optimal rank. Keep in mind the durability loss is much higher for items above your rank too, so even if the Iron Longsword gives an extra 5 to attack over the Iron Gladius at R30 (I'm making this up), it's probably not worth the extra repairs.