Housing lottery "Winner number 0"

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Date & Time: 2022-04-16 20:19 p.m. CEST (GMT+2)
Frequency: once
World name: Lich
Character name: Nhagu'ra Nunh
Retainer name:
NPC name: Housing Placard
Monster name:
Class/Level: PLD lv90
Party or solo: solo
In-game time: 9:44 p.m.
Area and coordinates: Empyreum
Housing: Empyreum Ward 13 Plot 17
Steps:
1. Enter lottery, be the only participant
2. Wait
3. Lose to lottery number 0
*Add more steps if necessary

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Having the same issue as many others, entered a FC housing lottery for a Medium plot and was the only participant. Come to find out today i've lost regardless to "Number 0". Have yet to accept the refund as i'm unsure whether or not that will affect anything. Able to provide pictures if necessary :)