Unreal Load Chunks - Crazy unknown Lag when doing anything ( like moving camera )

Okay. This has been going on far a bit far to long. My computer can run this game x5 over and yet it seems to fail loading in chunks causing CRAZY choppy lag making it almost impossible to play in most areas including in dungeons ( everywhere ).

I have even ran a program ExitLag to combat this god awful lag but nothing seems to be working even turning it down the its lowest settings its also not a RAM issue ether.

My internet is not the problem ( wired ) 1gb fiber download speed over 900mb a second.

Why in bloody hell after all these years of playing on PC why does this happen now out of all times? Ive NEVER had an issue with this game EVER and everything on my end is pretty much crystal clean.


-=-=-=-=-=-=- FFXIV Information -=-=-=-=-=-=-

MyDocument C:\Users\docvi\Documents
FINAL FANTASY XIV ONLINE D:\Programs\SquareEnix
FINAL FANTASY XIV - A Realm Reborn Language 1 Region 2
ProxyEnable 0
ProxyServer unspecified
ProxyOverride unspecified


-=-=-=-=-=-=- System Information -=-=-=-=-=-=-

SYSTEM_OS Windows 10 Home 64-bit (6.2, Build 9200) (19041.vb_release.191206-1406)
SYSTEM_CPU Intel(R) Core(TM) i5-9400F CPU @ 2.90GHz (6 CPUs), ~2.9GHz
SYSTEM_CORE_NUM SYSTEM_CORE_LOGIC 6 SYSTEM_CORE_PHYSICS 6
SYSTEM_BIOS 2.40
SYSTEM_LANGUAGE English (Regional Setting: English)
SYSTEM_MEMORY 16322.535MB
SYSTEM_VIRTUAL_MEMORY 134217727.875MB
SYSTEM_PAGE_FILE 18754.535MB
SYSTEM_STORAGE C:\ SYSTEM_HARDDISK_DRIVE SYSTEM_TOTALDISC_SPACE 111.192GB SYSTEM_FREEDISC_SPACE 55.486GB
SYSTEM_STORAGE D:\ SYSTEM_HARDDISK_DRIVE SYSTEM_TOTALDISC_SPACE 931.496GB SYSTEM_FREEDISC_SPACE 450.741GB
SYSTEM_DIRECTX_VERSION DirectX 12
SYSTEM_GRAPHICS NVIDIA GeForce GTX 1660 Ti
SYSTEM_GRAPHICS_DEVICE \\.\DISPLAY1
SYSTEM_GRAPHICS_CHIP NVIDIA GeForce GTX 1660 Ti
SYSTEM_GRAPHICS_MAKER NVIDIA
SYSTEM_GRAPHICS_VRAM 5991.000 MB
SYSTEM_GRAPHICS_SHARED_VRAM 8161.268 MB
SYSTEM_GRAPHICS_DAC Integrated RAMDAC
SYSTEM_GRAPHICS_DISPLAY_MODE 1920 x 1080 (32 bit) (60Hz)
SYSTEM_GRAPHICS_DRIVER C:\WINDOWS\System32\DriverStore\FileRepository\nv_dispig.inf_amd64_3b12ac0f95b18b9d\nvldumdx.dll,C:\WINDOWS\System32\DriverStore\FileRepository\nv_dispig.inf_amd64_3b12ac0f95b18b9d\nvldumdx.dll,C:\WINDOWS\System32\DriverStore\FileRepository\nv_dispig.inf_amd64_3b12ac0f95b18b9d\nvldumdx.dll,C:\WINDOWS\System32\DriverStore\FileRepository\nv_dispig.inf_amd64_3b12ac0f95b18b9d\nvldumdx.dll
SYSTEM_GRAPHICS_DRIVER_VERSION 30.00.0015.1179
SYSTEM_GRAPHICS_DRIVER_DATE 2/9/2022 19:00:00
SYSTEM_GRAPHICS_DRIVER_LANGUAGE English
3.0
SYSTEM_GRAPHICS_PIXEL_SHADER 3.0
SYSTEM_GRAPHICS_VERTEX_TEXTURE SYSTEM_SUPPORT
SYSTEM_SOUND Speakers (Yeti Stereo Microphone)
SYSTEM_SOUND_DEVICE_ID {7A08EBDA-8647-419A-B58A-862E0CD2237A}
SYSTEM_SOUND_DEVICE_NAME USBAUDIO.sys
SYSTEM_SOUND_DRIVER_VERSION 10.0.19041.1202
SYSTEM_SOUND_DRIVER_LANGUAGE English
SYSTEM_SOUND_DRIVER_DATE 8/25/2021 19:00:00
SYSTEM_INPUT {6F1D2B60-D5A0-11CF-BFC7444553540000}
SYSTEM_INPUT_NAME Mouse
SYSTEM_INPUT_REMARKS SYSTEM_GAMEPAD_AXIS 3 SYSTEM_GAMEPAD_BUTTON 8 SYSTEM_GAMEPAD_FOV 0
SYSTEM_INPUT {6F1D2B61-D5A0-11CF-BFC7444553540000}
SYSTEM_INPUT_NAME Keyboard
SYSTEM_INPUT_REMARKS SYSTEM_GAMEPAD_AXIS 0 SYSTEM_GAMEPAD_BUTTON 128 SYSTEM_GAMEPAD_FOV 0
SYSTEM_INPUT {1F8B5AE0-676F-11EC-8003444553540000}
SYSTEM_INPUT_NAME FakerInput Device
SYSTEM_INPUT_REMARKS SYSTEM_GAMEPAD_AXIS 0 SYSTEM_GAMEPAD_BUTTON 21 SYSTEM_GAMEPAD_FOV 0
SYSTEM_INPUT {63BCAC60-4951-11EB-8002444553540000}
SYSTEM_INPUT_NAME Wireless Controller
SYSTEM_INPUT_REMARKS SYSTEM_GAMEPAD_AXIS 6 SYSTEM_GAMEPAD_BUTTON 14 SYSTEM_GAMEPAD_FOV 1
SYSTEM_INPUT {1F8BD010-676F-11EC-8007444553540000}
SYSTEM_INPUT_NAME FakerInput Device
SYSTEM_INPUT_REMARKS SYSTEM_GAMEPAD_AXIS 0 SYSTEM_GAMEPAD_BUTTON 0 SYSTEM_GAMEPAD_FOV 0
SYSTEM_INPUT {1F8BF720-676F-11EC-8009444553540000}
SYSTEM_INPUT_NAME FakerInput Device
SYSTEM_INPUT_REMARKS SYSTEM_GAMEPAD_AXIS 0 SYSTEM_GAMEPAD_BUTTON 0 SYSTEM_GAMEPAD_FOV 0
SYSTEM_INPUT {63BCD370-4951-11EB-8003444553540000}
SYSTEM_INPUT_NAME USB Laser Game Mouse
SYSTEM_INPUT_REMARKS SYSTEM_GAMEPAD_AXIS 0 SYSTEM_GAMEPAD_BUTTON 4096 SYSTEM_GAMEPAD_FOV 0
SYSTEM_INPUT {63BD6FB0-4951-11EB-8004444553540000}
SYSTEM_INPUT_NAME USB Laser Game Mouse
SYSTEM_INPUT_REMARKS SYSTEM_GAMEPAD_AXIS 0 SYSTEM_GAMEPAD_BUTTON 0 SYSTEM_GAMEPAD_FOV 0
SYSTEM_INPUT {F46248F0-F0B9-11EB-8001444553540000}
SYSTEM_INPUT_NAME USB Keyboard
SYSTEM_INPUT_REMARKS SYSTEM_GAMEPAD_AXIS 0 SYSTEM_GAMEPAD_BUTTON 573 SYSTEM_GAMEPAD_FOV 0
SYSTEM_INPUT {F462BE20-F0B9-11EB-8002444553540000}
SYSTEM_INPUT_NAME USB Keyboard
SYSTEM_INPUT_REMARKS SYSTEM_GAMEPAD_AXIS 0 SYSTEM_GAMEPAD_BUTTON 3 SYSTEM_GAMEPAD_FOV 0


-=-=-=-=-=-=- Application Information -=-=-=-=-=-=-

FFXIVLauncher
Unnatural FPS drops - Google Chrome
Calculator
Calculator
Settings
Settings
Microsoft Text Input Application
Monitor
Meliodas Pendragon - Discord


-=-=-=-=-=-=- Install Information -=-=-=-=-=-=-

Advanced Combat Tracker (remove only)
Advanced SystemCare
Driver Booster 9
Google Chrome
Microsoft Edge Update
Microsoft Edge WebView2 Runtime
OBS Studio
OpenAL
Smart Defrag 7
Steam
VLC media player
Microsoft Visual C++ 2013 Redistributable (x64) - 12.0.30501
Elevated Installer
Microsoft Visual C++ 2008 Redistributable - x86 9.0.30729.4148
FINAL FANTASY XIV ONLINE
Lightshot-5.5.0.7
Microsoft Visual C++ 2012 Redistributable (x86) - 11.0.61030
Microsoft Visual C++ 2015-2022 Redistributable (x86) - 14.30.30704
Garmin Express
Microsoft Visual C++ 2015-2022 Redistributable (x64) - 14.30.30704
Microsoft Visual C++ 2013 Redistributable (x86) - 12.0.40660
Glorious Luna version 42
PS Remote Play
Microsoft Visual C++ 2013 x86 Additional Runtime - 12.0.40660
Microsoft Visual C++ 2005 Redistributable
Garmin Express
Microsoft Visual C++ 2012 x86 Additional Runtime - 11.0.61030
ExitLag version 4.211
Microsoft Edge
Microsoft Visual C++ 2012 x86 Minimum Runtime - 11.0.61030
Microsoft Visual C++ 2022 X86 Additional Runtime - 14.30.30704
Universal Adb Driver
Microsoft Visual C++ 2012 Redistributable (x64) - 11.0.61030
Save Wizard for PS4 MAX
Microsoft XNA Framework Redistributable 4.0 Refresh
Microsoft Windows Desktop Runtime - 5.0.13 (x64)
Microsoft Visual C++ 2013 x86 Minimum Runtime - 12.0.40660
Microsoft Visual C++ 2013 Redistributable (x64) - 12.0.40660
Microsoft Visual C++ 2010 x86 Redistributable - 10.0.40219
Realtek High Definition Audio Driver
Microsoft Visual C++ 2022 X86 Minimum Runtime - 14.30.30704
Microsoft Visual C++ 2013 Redistributable (x86) - 12.0.30501
CCleaner
Cheat Engine 7.3
Windows Driver Package - Silicon Labs Software (DSI_SiUSBXp_3_1) USB (02/06/2007 3.1)
Windows Driver Package - Dynastream Innovations, Inc. ANT LibUSB Drivers (04/11/2012 1.2.40.201)
GShade 3.4.1
Total War: WARHAMMER III
ELDEN RING
Lost Ark
WinRAR 6.10 (64-bit)
Microsoft .NET Host - 5.0.13 (x64)
Microsoft .NET Host FX Resolver - 5.0.13 (x64)
Microsoft Update Health Tools
Microsoft Visual C++ 2010 x64 Redistributable - 10.0.40219
Microsoft Visual C++ 2012 x64 Additional Runtime - 11.0.61030
Microsoft Visual C++ 2008 Redistributable - x64 9.0.30729.4148
Microsoft Visual C++ 2013 x64 Additional Runtime - 12.0.40660
Microsoft Visual C++ 2022 X64 Minimum Runtime - 14.30.30704
Microsoft Visual C++ 2022 X64 Additional Runtime - 14.30.30704
VEGAS Pro 18.0
Microsoft Silverlight
paint.net
Nefarius Virtual Gamepad Emulation Bus Driver
Advanced Scene Switcher version 3b465e1fdc7feb87599c6a914c2dca815117e2e7
NVIDIA PhysX System Software 9.19.0218
NVIDIA FrameView SDK 1.2.7321.30900954
NVIDIA Install Application
FakerInput
Microsoft .NET Runtime - 5.0.13 (x64)
Microsoft Visual C++ 2013 x64 Minimum Runtime - 12.0.40660
ANT Drivers Installer x64
Microsoft Visual C++ 2012 x64 Minimum Runtime - 11.0.61030
Microsoft Windows Desktop Runtime - 5.0.13 (x64)


-=-=-=-=-=-=- Proccess Information -=-=-=-=-=-=-

C:\Program Files (x86)\IObit\Smart Defrag\SmartDefrag.exe 00001448
C:\Program Files\Google\Chrome\Application\chrome.exe 0000162C
C:\Program Files\WindowsApps\Microsoft.Office.Desktop_16051.14827.20198.0_x86__8wekyb3d8bbwe\Office16\SDXHelper.exe 00001734
C:\Program Files\WindowsApps\Microsoft.Office.Desktop_16051.14827.20198.0_x86__8wekyb3d8bbwe\Office16\SDXHelperBgt.exe 00002EEC
C:\Program Files\WindowsApps\Microsoft.WindowsCalculator_10.2103.8.0_x64__8wekyb3d8bbwe\Calculator.exe 00002F60
C:\Program Files\WindowsApps\Microsoft.YourPhone_1.21121.256.0_x64__8wekyb3d8bbwe\YourPhone.exe 00001EA4
C:\Users\docvi\AppData\Local\Discord\app-1.0.9004\Discord.exe 00002518
C:\Users\docvi\AppData\Local\NhNotifSys\nahimic\nahimicNotifSys.exe 00002764
C:\WINDOWS\Explorer.EXE 00001744
C:\WINDOWS\SystemApps\Microsoft.Windows.Search_cw5n1h2txyewy\SearchApp.exe 00001368
C:\WINDOWS\SystemApps\Microsoft.Windows.StartMenuExperienceHost_cw5n1h2txyewy\StartMenuExperienceHost.exe 00001ADC
C:\WINDOWS\SystemApps\MicrosoftWindows.Client.CBS_cw5n1h2txyewy\TextInputHost.exe 000024B8
C:\WINDOWS\SystemApps\ShellExperienceHost_cw5n1h2txyewy\ShellExperienceHost.exe 00001720
C:\WINDOWS\system32\ApplicationFrameHost.exe 00002650
C:\WINDOWS\system32\SearchFilterHost.exe 00000C34
C:\WINDOWS\system32\SettingSyncHost.exe 000021D4
C:\WINDOWS\system32\ctfmon.exe 0000155C
C:\WINDOWS\system32\sihost.exe 000017DC
C:\WINDOWS\system32\svchost.exe 0000325C
C:\WINDOWS\system32\taskhostw.exe 00001430
C:\Windows\ImmersiveControlPanel\SystemSettings.exe 000026F0
C:\Windows\System32\CastSrv.exe 000024EC
C:\Windows\System32\RuntimeBroker.exe 00000C2C
C:\Windows\System32\oobe\UserOOBEBroker.exe 00001B40
C:\Windows\System32\smartscreen.exe 000022F0
D:\Programs\Advance System Care\Advanced SystemCare\Monitor.exe 00001444
D:\Programs\Advance System Care\Advanced SystemCare\RealTimeProtector.exe 000020E0
D:\Programs\SquareEnix\FINAL FANTASY XIV - A Realm Reborn\boot\ffxivlauncher.exe 0000106C
D:\Programs\SquareEnix\FINAL FANTASY XIV - A Realm Reborn\boot\ffxivsysinfo64.exe 00003128

Update:

I have figured out the loading and crazy lag. For some odd godly reason the game forced Load chunks to the MAX.
just lower them before character selection:

System Configuration -> Other Settings -> Character and Object Quantity.