All payment options are ridiculous! Give us standard credit card payment options!!
Click and Buy is horrible. First I hear that it charges fees if you don't use it regularly, and the set up process is flat out laughable. You have to get charged an extra $2-4 just to verify your account, and you have to wait THREE BUSINESS DAYS and call your bank or WAIT EVEN LONGER until you get a bank statement??
Crysta was a good idea except...YOU STILL NEED CLICK AND BUY TO USE IT!! Wtf, whats the point in a 'alternate' payment method when its really the SAME payment method!???
UltimatePay... I don't even know what the hell this is, I don't trust it, and it has surcharges!
Just let me pay straight from my credit card like I could with FFXI, and with every other online purchase ever. Maybe even paypal.