Custom player housing/guild halls how would you do it?

I'd like to see some form of custom housing in the game, not just here's a premade house/GH that you can decorate. I'm not against premade things by the devs because the devs should make things like that be able to look better, but I'd like something more than that.

Considering the success of the sims line of games, frankly I'd like to see something like that. You design it first in a designer tool. Then you get to work building it one piece at a time. Plus you could have crafters make things like furniture, art, and decorations for the house.

Maybe even allow a little space on the lot outside the house for adding a pond to fish in, a garden to grow stuff, a rock you can mine from, etc.

I highly doubt the game engine will be able to allow 100% customization where you make your own blueprints so the above will suffice.
Perhaps they can hold a 3D design competition to get public submissions and pick the best to convert into game resources.

Hi, Winterclaw.

Thought you might be interested in seeing this thread. Rukkirii posted that housing is in the planning phase, and asked for suggestions. You might want to post your suggestions there?

Thanks Vydarr.