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Idea: Mortgages!
So housing costs way too much. Yup, I think we can agree on that. so here's a solution! mortages with interest, and implement a bankruptcy system too where you have to spend some time in mordion gaol if you can't pay your debt.
Really, at least in some way restructure this unfair system so that if you want to take out billions of gil, you're at least doing it OVER TIME instead of in one gigantic burst. Make land cheaper, make furnishings and housing components more expensive. loans, rental homes, anything to make this a little more reasonable.
I sure hope that the war chest of the three city-states will be boosted and each one developing their own ultima weapon with that kind of money...
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They'd have to add full-time jobs first, where you go and do a monotonous tasks on a daily basis for a meager award.
Oh wait...
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Going to jail for not paying your debt sounds like a sh*tty country if thats where youre from.
Getting the re-po guy to come in sounds better.
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I'm usually all for realistic systems. I am one of those people who'd love real-time boat rides.
But mortgages is where I draw the line. Seriously.
I think there was a joke thread about it yesterday, but this one sounds serious.. :(
At least now we know why there are so many homeless beggars in Uldah. Limsa is giving away all of its good properties to pirates and probably plans to recoup its losses this way. But what about Gridania?!
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The reason why people enslave themselves to a mortgage IRL is that you need a home in the real world.
How about we just not get a house.