Ixali Oaknots are the reason.
Only 22m, but I don't focus on making money very often.
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I currently have about 550,000 in my retainers, but I'm also one of the only active members in my tiny, tiny Free Company (made up of IRL friends who can't play very often), so I've been pretty much the sole contributor of the 3 million in the company coffer. However, I am a vicious materia hoarder, so I estimate with current Coeurl prices, I probably have another four or so million worth of materia in my retainers. It really isn't that hard to make money in this game; the problem is that there are too many massive gil sinks. Oh, you leveled up all your crafting classes and want to get enough materia for all of them so you can actually master craft? AHAHAHA. Novus weapon? lol. Anything bigger than a small house? Pfffttttt. Oh, you just wanted a piece of vanity swimwear? Tee hee, HAVE FUN.
The average player can't save gil for ALL of these things at once, and the end result is that you constantly feel broke because you can't afford all the things the game seems to suggest you should be able to afford. I definitely believe everyone who is claiming the devs are out of touch with the actual gil amassed by players and what and where it is being spent.
I have just under 1m on my character, no gil on my retainers but I do have things selling on the markets.
I have a substantial amount.
I am the jerk who buys the entire crystal board out and price manipulates for weeks.
Hi!
Also, since you're keeping tabs, I have over 10m.
On me 12k, on retainer a few mil.
120,000 ^^b cuz materia is soo cheap right ? ^^
I only have a little more then 137,000 gil and have never gone higher then that before. >x>()
Little over 3.5M now, after I bought my private house and sponsored other for my gf. I've never been over 9M though... All my money seems to fade at that point. :confused:
Before Housing 12.2mil, now I have a little under 7 w/ about 6 mil on the AH and 5-7mil in materia/demimateria that I'm stockpiling. I Sb'd 5-10 sets like once a week for a 2 months until I reached 10 mil and just reduced my spending to only about 20k every 3-4 days. I probably spent a good 2-3mil not included on desynthing too. It think the biggest hump is the first 2-3mil. At that point, you have the knowledge and the discipline to keep gaining more. I'm also at 9/11 artisan tools for DoH/DoL so I don't really spend on items unless I really can't wait.
Because it's all some huge competition, right? *rolls eyes*
It's fake money. In a fake world where we're all supposed to have fun together. It boggles my mind that people don't want to actively help each other enjoy the game, and instead turn it into some sort of "im better than u nub lern2play" competition.
EDIT: I keep 5k on me for teleports and such. My banking retainer has 1.4m on him, and that's the highest it's ever been. I'd say my total accumulated (current total + spent) isn't more than 2-2.5m over the life of the character, though.