I personally think the repair system is fine in terms of cost. It SHOULD encourage people to find crafters to repair their gear. I'm usually in favor of game systems that promote the social aspect of a game, but to be honest, you can still avoid it if you'd like. Leave your retainer in the Mender's Ward in Ul'dah overnight with a bunch of repair requests and adequate compensation. I guarantee that it will all be repaired for you within a day (at least, it's never failed me so far when I've done this).
