The PS4 is not the only player client that struggles with loading times. PC players can also struggle depending on the age of their hardware. An older graphics card that still meets minimum system requires can still struggle.
Another factor is internet connection speed. Not everyone lives in an area that has access to fast speeds or can afford them if it is available.
That's always a possibility yet we've seen other situations where collision seems to be controlled client side. We had several examples of that in Stormblood such as the magitek barrier splitting Yanxia during the level 64 MSQ. Someone with a passenger mount that had progressed farther through the MSQ can fly through the barrier with a passenger that hasn't. That same passenger on their own won't be able to pass through the barrier even if they've already unlocked flying.
Many of the outdoor furnishings have no collision or limited collision so there's less chance that someone would "hitch" on an item they can't see (depending on how someone has decorated) even if furnishing collision is controlled server side.
Again, why is it a step over the line for you? You're not going to know who can or can't see outdoor furnishings unless they specifically tell you.
I ignore the quote you added because I want to focus on the suggestion and not the motivation for it. There is potential benefit for other players. Should those players be ignored just because there's a dislike for the OP?
