I agree completely with your first statement. I'm a new player on a legacy server, right now I have about 7mil but most of that I made early on in the game and before the prices of philo stuff plummted. As I said in another post, people who made money pre 2.0 and people who made money before the philo price drop are pretty set, but anyone trying to make money *now* is going to make substantially less so these prices for plots that were inflated from older players make housing just totally out of reach unless you are in a huge FC or you play 10+ hours a day.
