As an FC member neither myself nor any of my friend group had access to those features, now I got the FC house my entire friend group can access that content :)
My FC has myself, some friends and a couple sprouts. But FC housing is and pretty much always was just a personal house for FC leader and a tp hangout spot for it's members. There is no sob story needed to justify making an FC to get access to content that was barred from you. It is their poor design and players are working within it. I avoided making an FC for quite some time but then I found myself needing a material from submarine expeditions and my FC leader was unwilling to send them out to get it (even tho FC members helped set up ALL of those things), at that point I just decided it is time to get something for myself if I want these things. I can't expect anything from other people, if I want it I will get it myself.
If someone want's to buy a house via buying an account, sure. That sounds like a lot of hassle, since I would assume the buyer has an account already with reasonable time investment. So you either abandon that account and use the one with the house or accept you need to pay 2 subs and switch accounts any time you want to decorate. Not only that account buying is always risky business as the person you bought it from can claim it was stolen and take it back with the intent to sell the plot again. RMT is never a smart move imo.
I don't belittle less wealthy players, I point out anyone can make the gil if they bothered to make the effort, I wouldn't call that belittling personally. It is not difficult, if gil is your main issue for yourself or your FC. You didn't prepare enough.
I would say if you are super fine you would not go hunting through post history, looking a little unhinged there :D
