I do too, pple assume this is happening on a daily basis or something. I never happens, but once in a while it does, it happened twice in 1 year i'd say. And when it does, it kind of sucks that S-E did not do anything to prevent that. Other MMO i played do have system in place for this.
Once we got the mailing system in, maybe S-E can make it that any gear that was yours and your INV was full or for some unforseen reason you weren't able to carry it out of the dungeon, disconnect etc... they can have the server automatically mail you the item.
