You don't understand. This is an aspect of game content that, presumably, will encompass a not insignificant amount of developer time. It hurts no one to provide everyone with a baseline, small plot that they can either play around with or choose to upgrade from if they have the ambition (and funds). This design functions beautifully in Rift's dimensions. It lets everyone enjoy what is a huge draw for many players, while simultaneously providing great things to work towards.
Offering a basic plot to everyone baseline and status symbols are not mutually exclusive ideas. It doesn't take a lot of thought to realize that. The owning of a house isn't the status - it's what your house is and looks like that should imply the "status".
