A lot lol and if they have loads of gil/relic 3-5years down the road i see SE start banning the shit out of account that are put up for sell asap. Just for the fact that legacy account would sell for more then any other account just for how cheap they get the game.
I think it should have been if you missed one payment you did not get it or you have to at least pay 3month when the payment start. But then again it sucks for people who came back 2-3month later and still had to play a shit game so i guess i understand where SE went with it.
