Personal Idea for Individual Housing
Here is an idea I have for Individual Housing:
Allow another player to live together with the owner, this player has access to all the housing options excluding the Removal of the House & Relinquishing of the Land. Any buffs granted by the house & furniture is also applied to this player.
While an F.C. House basically has all the things we (me and another player) need to live together, but having other people in the F.C. with the same rights as us able to modify it and simply walk in whenever we do our thing is a little annoying.