im having a blast with this game honestly. Had some issues in the beginning but even with the servers full if I spam login Ive gotten in every time in less than ten minutes even during prime time so im happy to pay.
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I've never used cards to pay for a game but I'd assume the same places that sell other game cards, like walmart. I have no clue about the crysta, if it's being used to pay for a subscription, they only charge when time runs out so I think the same no items till sub charges would apply.
The way to get it is to buy a gamecard, the problem is that no one has been able to find a place in NA that sells them.
I prefer a sub to game cards, and there's nothing I really need right away from the vet rewards so I'll just do my 90 days at the end of my free month. Will make for something to look forward to.