I like how you are so much the opposite, that you just post without even neither the post I made or even OP's post, where it is clearly written: "DAMAGE".
It is at least HEAVILY IMPLIED in the post that an animation effect (like the wet and cold breath) is not enough for OP's idea to be fulfilled. Thus, it's not a fair comparison.
Or are you saying your char gets more Water Resistance while wet?
Please read first.
