http://support.na.square-enix.com/ru...1&tag=users_en
What most all ToS can be broken down to is this:
1. We can stop your service at any time for any reason we choose without giving you a refund for past services received and possibly future services purchased.
2. If you take us to court, our ToS will likely fall apart and you will receive a full to partial refund that which will most definitely be less than your cost of litigation.
3. Even if you receive a refund, you will no longer be receiving services from us.