Charge for raises? really? good thing you aren't on my server or you would enter in my BL faster than Kardashian changes her husbands.
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I only have Blm50Since the release of the game i was able to make, no effort, 1mill gil. Last week someone hacked my account and stole all my gil and many items, gear etc... I was about to quit but i continued.
Since then, in just 1 week, 350k gil. How? Crafting, selling in market, and mining crystals (goldsmith50 and miner45)
I won't tell you.
Converting level 49-50 jewelry - NQ gives you 5x level III materia which sell from 8-20K each.
Cost - 10K (5 NQ jewlery pieces)
Makes - 50K minimum
Sell Tomb Materials - You can use tombs to buy potash and other high end materials and they sell for 30K+ each and cost 125 tombs I believe.
I mine shards while waiting for DF this brings in about 5k-7k an hour. once you hit a level where you can get crystals instead of shards that can net about 10k an hour. Spirit bonding gear is by far the best way that I have found two dungeon runs with ilvl 55 gear and 49 accessories can net you massive amounts of gil, but it can be a gamble sometime the ilvl55 stuff turns into level3 junk and you lose money. I level 49 accessories are so cheap you almost always make money regardless of what materia they turn into (excluding elemental resistance materia). Farming mats on DoW/DoM works too; hippogryph skins and eft tail sell well and you can spiritbond while doing this.