Although I do not like you, but I like your comment as I 100% whole agree with it. (b~_^)b
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Op, if you are asking strangers about how to deal with a irl friend, I would suggest to evaluate your parameters of trust. Irl stuff always comes first. Do not follow the advice of a mmo community, it's like asking a bus driver for prescription of pills to cure an illness lol.
Well unless he bought a lot of gil pre abyssea in FFXI, he is lying because SE stamped out gil buying in FFXI. Or rather, its hard to get gil that way now.