Show me where anyone is asking that? People are saying that they put in three months (some have been saving for longer than that, this "feature" hasn't exactly been a secret since the 1.0 days) of savings to give them more than enough for a small plot based on a price estimate given by Yoshi himself. Not a single person is saying give it for me for nothing. None. I also don't see anyone saying that the medium to large houses shouldn't be considerably more expensive than the entry level stuff, nor do I see anyone having any arguments about how long it takes to get/make furniture. The whole "get everything handed to you" argument is a strawman, and nothing more.
FFXIV's housing so far is subpar compared to the housing available in literally any other MMO simply because it's so costly that it can't really even be counted as a feature for some people, and only 80% are even going to get access to it in three months. That definitely makes it not a feature for the majority of the gaming community for this patch (it makes it a "feature" for the next patch, which is suppose to be three months away), even though it was heavily advertised as such.
