Actually most games with housing that has a publicly accessible element (i.e. exterior) has limitations like this.
The housing system in FFXIV was originally designed for free companies (guilds) only. During the time that it was like this, there wasn't a major capacity issue. But then they opened it up for individual purchasing and th at's when the system could no longer handle it. The deomolition timer is necessary to ensure that people who want and are actually going to use housing can get access to it when there is limited capacity available. Each ward of housing needs another server machine so it isn't a trivial matter to expand the capacity, which is why it only happens every so often.
Meanwhile in XI, there is no exterior element to mog houses and it's just a zillion copies of the same identical room. The game only needs to load in your personal furniture layout data when you enter, and other people can't enter without invitation. XI's system is simpler and doesn't require anywhere near the same level of resources to operate as XIV's.


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