speaking of which, never heard of those Click-n-buy myself. Probably uncommon on most countries. On my side, there's alot of card rejects though, sadly had quite some card frauds back on early 2000s. Hence some people on FF14 mostly relies on Paypal or buying game timecards instead, which is easier, one of things FF11 could really use for additional subs plan, which I already request here long time ago & never realized. ^^;