I agree there is no foreseeable imbalance to unlocking merits caps. I don't understand how it would be when we're able to 5/5 2 of them. An improvement to current gameplay sure, but I dont see how any of them combine to create some loophole that breaks gameplay.

Nothing else in the game supports this customized sort of play. No one is looking for certain merit builds for a job over others. Also some players just change their merit categories already to fit what they are doing for their current group. Not that it rationalizes keeping it uncapped, just that the customization is mostly unnecessary.

If anything it just means some jobs merit categories need to be balanced to be as impactful as others.