I've picked up about 115 total job points on Monk, maybe about 2/3 of those solo, the rest from a couple of good Woh Gates parties. It's 55 job points to cap any one category, 330 to cap all for an entire job. I've capped Chakra on Monk because I'm Chakra obsessed (I now get 1,328 recovered, not counting what the Regen effect of Invigorate gives me). I'm actually hoarding points now because devs mentioned they're gonna raise the per-category cap from 10 to 30 at some point.

The upside of the job points system is that most of the job points suck. That sorta makes it a "why even bother?" thing.

The big downside is that they're all job specific. Yeah I can do them on Monk at a decently steady clip of about 18,000 per hour, but I don't have that luxury on White Mage. I could set up a Woh Gates party, but those damn mobs are so evasive most parties do terribly if you don't have Bard doing Madrigal. Which means that, like in 2006, your party falls apart if the Bard has to leave. I thought we were past that! I have Bard, and I could bring it.... but I don't want Bard job points.

I really think the system would be fine if they just got rid of that stupid job-specificness part.