It just comes down to treating us like customers instead of potential scammers. Nobody wants to get their account LM-31ed doing chargebacks, a couple from people who quit is an acceptable risk. Other game companies aren't scared to accept credit cards directly. You're losing more money from people who are unable to pay than you're making by having globalcollect assume chargeback liability.

If someone has a valid credit card, charge the shit and activate the account. You don't need globalcollect, a company of your magnitude can handle payment processing.