Do 2 of the time limited record of eminence each day and you can exchange the vouchers for Plutons, which on my server sell for about 200k each. XI and XIV's controller layout can be set nearly the same, except there's no Jump. Level cap is easy since it's all crests, seals, and merit points up to 95, then last one is a boss fight you can solo with multiple of the items that stun him.

Most gear you would be wearing now isn't bought, it's rare/ex from Adoulin content, or is purchasable with points from records of eminence. Level 117 gear for every job is nearly free from it.