You're misunderstanding the Members agreement section 3.1c/d. Anything is illegal if and when SE says it is, regardless of what it is. Doing nothing may be equally damning. The only effective account penalty is banning, so that's really all that matters.

I've never heard of SE banning anyone for Windower usage, Wiki usage, FFXIAH usage, Parsing, Spellcast, or any of the other things that you seem to disapprove of. Therefore they're effectively not against the TOS.

It would be nice if we could get a developer or GM response to my questions though.