That's level 95 aegis. Level 99 aegis gives -50% mdt, and it surpasses the normal 50% mdt cap to go as high as 87.5% reduction. This would only require the pld to wear 37.5% mdt in addition to aegis. Shell V gives 24% of this before any gear/merits which alter it, so roughly 13.5% MDT allows PLD to take 1/8 magic damage to all elements of damage all the time.
Now let's say instead that you're a rune fencer and you manage to get 1,000 fire resist. The most you can resist a fire attack down to is 1/8 normal damage, but you're completely vulnerable to the other elements, not to mention that no matter how much magic evasion you're rocking, the mob attacking you always has a small chance to hit you unresisted.
So yes, I mostly agree with the point you raise. True, Aegis is a relic and takes a serious investment to create, but MDT, MDB and m.eva are all supposed to be rune fencer's thing, so a fully decked-out rune fencer should trump a fully decked-out paladin. There are still many adjustments which need to be made, and it will take a long time to iron out the details. Next update will see AF gear and merits. Then who knows how long until relic/empy armor. Then who knows how long until some form of "ultimate" gear is released.


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