I just proved mathematically how you are wrong mostly from a lack of understanding Ratio and the scope of the role level difference makes. All you see is an adjustment and immediately freak out without understanding exactly what those adjustments would entail. In order to hit 3.0 ratio the monster would have to have three times the attack of your defense, that is a ridiculously high number for a level 99 character, especially after you consider the most ubiquitous of defense buffs, Protect V (+175 defense).The player defense adjustment nerf (I view this as a nerf to DD's riding berserk etc.)
You are wrong because your nor informed enough about the mathematics of ratio and LCF to understand what SE even said. The only job their really targeting is DRK/WAR riding Berserk + LR for 2000+ attack at the expense of -50% defense. 2000+ attack is only useful of monsters with 880~900+ defense which are incredibly rare (Mul and Voidwatch not withstanding). Nothing from recent content has anywhere near that much defense, especially after factoring in things like Dia II / Agnon.I could be wrong, but that's what it seems like to me.