While I agree with you mostly, you are somewhat wrong. "it takes a lot longer than a month (not to mention a shit ton of money) to re-level crafts, get AF3+2, do limit breaks, quests, COP/ToAU/ZM/VW clears etc. etc." Crafts, yes. AF3+2 is fairly easy especially if you have a LS your obviously putting this new character in, limit breaks are cake, and getting easier every few months even, quests are so so, they can take time, but depends which you are talking about, CoP takes 1 week, ToAU takes 1~2 weeks, Zilart is able to be done in a single day, VW is a pain because it can be hard to find people for win runs. I wouldn't say most of the things are hard to do, the only real problems I see are luck based drops. Getting back your Mekira body and your Corus from Qilin are going to be your real pains to get back.