Using the new payment options, I get an error,
"An error has occurred.
Please confirm the status of any relevant options and then try again.
For details, please contact the Square Enix Support Center.
(Error code: 601)"
It has been determined that this stems from SE billing $0.01 to verify the card, the problem with this, is quite a few automated fraud detection systems will pick this as fraudulent (such as my own) and thereby, not allowing the payment. I've tried to contact my bank about this, but according to them, they're not sure if they can allow the payment to go through. So, if there was some way to get SE to "fix" this, I figured here was as good a place as any.