OMG this is so nuts to see this post!! Just before sleep last night, an idea VERY similar to this hit me, and I started jotting down some notes on the concept I'll be posting it soon as I get all my ideas in one place, but it's just funny to see that other minds are on the same wavelength at times lol.
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If done right, I believe the concept would cater very well to all player types (including the hard working/prideful types and the folks with little time), so I think it has great potential.