I actually debated on whether or not to put it at 25% or 26% because technically the cap IS 25%
The haste on gear that add up to that are not all accurately displayed. (As you stated)
The discrepancy is in the gear, not the cap.
Edit:
Btw thank you all for the input, I read this over like 30 times and fact checked my math and stuff.. But it's hard to get everything. I appreciate it.