WoW did it right. Its a game that makes Billions and I haven't read anything yet about the auths being caught. FFXI wont have the hacking power against them as they would WoW. So if the large majority of WoW players are safe, then I am sure we would be just fine with the same kind of auth.

I mean my WoW account has not been used in 2 years and I have been hacked twice. My inactive account for 3 years has been hacked twice in 1 year. One of the times it was used to do gold buying/selling shouts in a place in the scale of port jueno of importance (to current game importance I mean). got banned, contacted me, I called them and laughed because I said I haven't played in 2 years. Then 3 months later my account was hacked again and the person sold my account off to someone. I called them up, told them what happened, and then I got my account back and they told me to use the auth. Since then my account has been just fine. I don't play WoW. I haven't paid for it in 3 years. But with what their auth does, you cant ignore that kind of service. Plus it was free, and it takes just one phone call to get your account back to where it was if it was hacked without having the auth and everything is put back to normal to where you had it last. You cant beat/fight that kind of service.