Before I go on, I'd like to say it's awesome that you are phrasing your complaints articulately and clearly. This is something few people do, so it's nice to see even though I disagree with your premise.
Yeah, that's roughly what Dipper Yuly costs on Phoenix as well. I think the mistake you're making is connecting this job ability directly to Dipper Yuly. He's mainly used for soloing things or providing Treasure Hunter, and this job ability isn't for either of those purposes.
Your assessment of how it will affect you and the play-style you are presently forced into isn't wrong, but I do think it's a very narrow view of things.
Since the dawn of FFXI, almost every job ability that does damage has had a drawback.
Berserk and Last Resort lower defense, which isn't a penalty but some guy at SE probably thought it was a decade ago.
Innin requires you to be positioned behind the monster, lowers your evasion, and it's potency decreases with time.
Sneak Attack and Trick Attack don't have a penalty in the literal sense, but require certain timing and positioning.
So yeah, it's old hat for an ability that adds damage to have a penalty or condition attached.



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