Thank You SE and Good-bye

[Octaviane]

I agree with you, but people like to complain about something, be it a new, one-time hassle for most, or having to buy crysta that they are afraid of overpaying, and all extra crysta "can't be used in the next month," or just complaining for complaining sake (what most people in that 100 page complaint thread is doing anyway).

We all know that nobody is going to quit over this, they say they will, but they won't. Getting an international prepaid credit card for free is hard yo!

"We" meaning you. Let's see, you are already whining because you don't know when the update will be or what it will include because the timing is going to infringe on you going back to work (more likely school). That makes you a hypocrite. When you have something useful to contribute to a conversation that is not filled with tripe, feel free to come back. In the mean time G**Out of here.

[Korpg]

"We" meaning you. Let's see, you are already whining because you don't know when the update will be or what it will include because the timing is going to infringe on you going back to work (more likely school). That makes you a hypocrite. When you have something useful to contribute to a conversation that is not filled with tripe, feel free to come back. In the mean time G**Out of here.

A) A query is not the same as "whining." Unless you want to assume that, then everyone asking to change the payment method is whining also.
B) I'm asking for more information, Dev1021 did not give out any more information. Aren't you asking for the same thing? Oh wait, no you aren't because you are given all the information you need to transfer your accounts over. You are complaining because you don't want to change and are throwing a hissy fit over it.
C) My posts have more to contribute than what you have been posting anyway. I'm pointing out about people's constant need to complain about something (if it isn't this, it would be that, and if it isn't that, it would be this).

Personally, I don't think that you like me knowing more about you, me and most everyone else than what your idea of who you are.

See you next month though.

[Octaviane]

A) A query is not the same as "whining." Unless you want to assume that, then everyone asking to change the payment method is whining also.
B) I'm asking for more information, Dev1021 did not give out any more information. Aren't you asking for the same thing? Oh wait, no you aren't because you are given all the information you need to transfer your accounts over. You are complaining because you don't want to change and are throwing a hissy fit over it.
C) My posts have more to contribute than what you have been posting anyway. I'm pointing out about people's constant need to complain about something (if it isn't this, it would be that, and if it isn't that, it would be this).

Personally, I don't think that you like me knowing more about you, me and most everyone else than what your idea of who you are.

See you next month though.

Why can't you be a patient little boy and wait to see what the changes will be? And yes, you specifically stated you would be "inconvenienced" when they were made.

No you won't see me next month because I put my money where my mouth is troll.

[Reznov831]

"We" meaning you. Let's see, you are already whining because you don't know when the update will be or what it will include because the timing is going to infringe on you going back to work (more likely school). That makes you a hypocrite. When you have something useful to contribute to a conversation that is not filled with tripe, feel free to come back. In the mean time G**Out of here.

WoW!!! Formus always end in fights lol

[Reznov831]

I agree with you, but people like to complain about something, be it a new, one-time hassle for most, or having to buy crysta that they are afraid of overpaying, and all extra crysta "can't be used in the next month," or just complaining for complaining sake (what most people in that 100 page complaint thread is doing anyway).

We all know that nobody is going to quit over this, they say they will, but they won't. Getting an international prepaid credit card for free is hard yo!

I agree, this game is pretty addicting and people will change to the new system rather than quit (with the exception of the few that just feel this really is the final straw and are bored with the game anyways). So like you said we always need something to complain about, ha!!!

We're complaining about the complainers lol, it's priceless.

[Kitkat]

I have multiple accounts on the game (why hide it, I'd say a rough 20% does these days) and transferring around was a bit of a hassle. Granted the hidden fees aren't really an issue with click and buy so much as their overall reputation. Then again I can count a few times where paypal was attacked or other methods that SE could look into would have negative impact to them or their customer.

This isn't really a killer for me so much as some of the changes to the game are or the fact close friends of mine are leaving over the payment switch over. I don't know about some people, but the vast majority of the reason I play any MMO is for the people I meet or have met in the game as time passes on. The content has had some interesting perks, but if suddenly one day some of my closest friends in XI stated they were leaving that would be the end for me. I've already taken a week or two break from XI over listening to those I know stating they possibly won't go more than a month into the new payment system. Plain and simple, it is depressing (oh look, food for the trolls). In the end I'm not leaving over the system myself, just mainly over the effect the system is having with some of my closer friends who would rather not deal with the new changes, don't trust some of the other options, or detest the fact SE crysta requires overpaying to keep the account going. ~shrugs~ Se's game though, let them do whatever they want. I don't see any reason to get a chip on my shoulder when the community is what has kept me so long, not the game.

[Octaviane]

I would like to say that the OP here did a great job of posting his goodbye. Nicely done and I wish you all the best.

[RAIST]

Dude you're a noob, the new system works fine and it does have a direct withdrawal option from your bank account with no shady extra fees, as long as u aren't messing around with additional services like mules constantly. It's the same exact price it was before and what's nice is that they don't take the money till around the 3rd or 5th day of the month. So u have a lil more time to have money in ur account. just join the new system and quit your belly aching, seriously everyone complains but if they'd actually attempt the transfer they would realize that "hey it's not any more expensive and I can still do direct payment, why was i complaining before."

Join Date:Jul 2011
Posts:5

Guess you haven't seen just what has been going on with the change.

SE has arbitrarily decided to only save CC information and process payments in-house for the JP region players--and claimed it was for increasing security. This is totally bogus--the servers are no less secure for NA users then they are for the JP users--that is a technology issue, not a regional one.

Everyone else is being shuffled off to a third party system of payment. In some cases--this has opened others up to higher security risk (C&B has asked some to EMAIL copies of confidential documents commonly used for identity theft just to verify accounts so they can pay, and some are directly paying per purchase--meaning they enter their CC info everytime they buy crysta, and some may be on a system that is not fully secured as it is open to malware infections, keyloggers, etc.). In some cases, some have not been able to use C&B because they don't offer the service in their region. For some, their banks reject C&B transactions. In some areas--that is a common policy, and to get around it you have to hunt for a CC issuer that will work and apply for another credit card. In short, it is just too much a hassle in some areas to set up. And Crysta? SE is not offereing it to some regions because of potential legal issues (Virtual Property rights and such). This ultimately has resulted in some players not having ANY option to pay SE now. For some, C&B is not offered, and Crysta is not offered--but they've been using their CC to pay through SE for years with no problem.

Also, there is the issue of added cost. Some are having to pay a worse penalty due to a change in the currency being used. C&B is billing in a different currency, so some are getting hit by a worse exchange rate (up to 43% more in some cases), or they are being charged fees by their financial institutions. Yes, that is not a fee from C&B--but it is incurred BECAUSE they are being FORCED to use C&B if they want to set up automatic payments with their CC. That is a principle issue--because you are forcing specifically non-JP players to do this, you are causing many to pay more for the service.

Then there is the whole crysta debate: $12.95USD every 30 days, can only buy crysta in multiples of $5USD--that takes 100 billing cycles for $1295USD billable fees to match evenly with the crysta you pre-purchase to cover the account. So, a single character account is essentially paying more than contractually obligated to pay--for over 8 years. Again...it may seem trivial to quibble over a few dollars here and there--it is the PRINCIPLE of the matter. ONLY NON-JP PLAYERS ARE BEING FORCED TO PAY MORE TO PLAY. If you are in JP, you can use your CC as always, or you can use the alternatives like webmoney and other Crysta acquisition methods (which have been shown to get around the over-buying issue).

Again--it all boils down to the simple fact they have singled out the same payment method to just the JP region in ADDITION to extending their options (Crysta), and forced others into potentially more unstable/costly methods of payment--requiring more effort for many to simply pay them, and injecting more points of failure into the system. If a billing error comes up, who do the turn to now? SE? C&B/PayPal/PlaySpan? The CC processor for that third party? The bank? Before, it was just SE, their CC processor, or your bank. This is a potential Customer Service nightmare in the making. We've already seen the decline in QOS because of the communication barriers put up now. And the sh!t hasn't even hit the fan yet--when everyone who is currently not up to speed with what all this entails suddenly gets bumped after the full changeover, it may get prettty ugly.

All of this drama can be dealt with very simply. Replicate the JP CC payment scripts from thier web pages to the NA/EU region pages, altering the script to use the CC processors SE already has agreements with for processing the EU/NA cards.

That's another fact some seem to forget. SE has NOT dropped their NA/EU CC processors. They are still using them for their online merchandise store. That's right.....they still have contracts with them, which means they stiill have to pay them their monthly fees. So all they are doing is not paying them their fee per transaction (on average for the market, @60 cents per$12.95, btw) and instead are paying a different fee to another group like C&B or PlaySpan.

Again... all they need to do to make this go away is (in addition to running the new options) implement the same payment option they've used for years--ESSENTIALLY DO LIKE THEY'VE DONE FOR ONLY THE JP REGION.

[RAIST]

No... many are not quitting yet because they are still on the billing system that is still working for them. Quitting while an acceptable method of payment is still in effect does nothing to emphasize the point at the heart of the matter.

They are going to let it expire when that acceptable system gets completely cut off--that way SE has a definite point in time to reference. If/when they decide to look back on just WTF happened to FFXI subs, they will have a clearly defined event--a sudden spike in cancellations that coincides with when it became mandatory to switch over.

[Korpg]

Many people do not have a problem with a minor inconvenience. Many have already switched over. Only people who truly have a problem are those who are in a country that Click and Buy doesn't support and don't have an international credit card.

But it is not SE's fault that those people don't do any little research or an online query.

Your problem, RAIST, seems to be from overcomplaining. How many different things do you dislike about this new system?