RE Bayohne: Square Enix Account Transfer FAQ (Addl. Currency change fees)

[RAIST]

Think that may be a reference to how some people had their base currency changed up on them and they are now getting hit with the crappy USD/EURO exchange rate.

[Niyariko]

aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa

[Maacha]

I wonder if this would be the place to ask if there will be some accommodation made for people who are unable to use Click and Buy to pay (they do not support our country) and who cannot buy Crysta (Crysta not available to purchase from their country yet)? Without some change, all those people(including me) will be forced to allow their accounts to lapse...

[RAIST]

And... here is another reason NOT to use C&B. A snag posted on another forum. Catwho, a US player (1 state away from me, and uses the same bank I do) used C&B and got slapped with a fee from his bank because the new payment method is no longer using a US based bank and is being FORCED to go through an international vendor now:

http://ffxi.allakhazam.com/forum.htm...3&h=50&p=5#219

Well, just hit my first snag. My bank charged me an extra 60 cents for buying $20 worth of Crysta via Click and Buy, calling it an international transaction. I had no warning from Click and Buy or from SE that there would be the extra charge.

[Behemothx]

I would change banks asap.

[MarkovChain]

And... here is another reason NOT to use C&B. A snag posted on another forum. Catwho, a US player (1 state away from me, and uses the same bank I do) used C&B and got slapped with a fee from his bank because the new payment method is no longer using a US based bank and is being FORCED to go through an international vendor now:

http://ffxi.allakhazam.com/forum.htm...3&h=50&p=5#219

The line from "click and buy" appeared today on my bank account operation listing. I purchased 10000 crysta, got charged 100€, no fee. Way too much umadness™ going on on the internetz. People arguing because they are idiots.

[RAIST]

likely because you are using the Eruo, which is the same currency where C&B is based...Catwho is in the US. If C&B was in the US (like the processer used for POL was), Catwho wo0uld not have been charged an INTERNATIONAL TRANSFER FEE, and you may have been charged one.

[Romanova]

The line from "click and buy" appeared today on my bank account operation listing. I purchased 10000 crysta, got charged 100€, no fee. Way too much umadness™ going on on the internetz. People arguing because they are idiots.

I like this logic. "Because it didn't happen to me, it must not have happen to anyone."

[Ziyyigo-Tipyigo]

Catwho, a US player (1 state away from me, and uses the same bank I do) used C&B and got slapped with a fee from his bank because the new payment method is no longer using a US based bank and is being FORCED to go through an international vendor now:

http://ffxi.allakhazam.com/forum.htm...3&h=50&p=5#219

Sounds like the bank's fault to me.

Such a fee would be buried in the fee schedule in your credit card's terms of service. Neither Square-Enix nor CilckandBuy have any control over that, it's a contract that is between only you and your bank. Blaming one of them for this fee would be like blaming them for your credit card's interest rate.

Not all banks charge the same fees, and not all banks charge fees for everything.

With that being said, at least with my own credit card, I don't believe I'm charged extra for "international transactions" per se, but for currency conversion (e.g. if I'm using a Canadian bank account with Canadian money to pay for this thing in US dollars).

If I were the OP, I'd review the fee schedule on my credit card to make sure it is properly applied.

And if I had a ClickandBuy account, I wouldn't be buying Crysta, I'd just be using the automatic billing instead. Using ClickandBuy to buy Crysta just seems... silly.

[RAIST]

The point is the act of paying for FFXI never incurred any additional costs to this user until SE forced us to change our payment methods--and only because they have chosen to extend the previous sytem to JUST the JP Region.