And... here is another reason NOT to use C&B. A snag posted on another forum. Catwho, a US player (1 state away from me, and uses the same bank I do) used C&B and got slapped with a fee from his bank because the new payment method is no longer using a US based bank and is being FORCED to go through an international vendor now:

http://ffxi.allakhazam.com/forum.htm...3&h=50&p=5#219

Well, just hit my first snag. My bank charged me an extra 60 cents for buying $20 worth of Crysta via Click and Buy, calling it an international transaction. I had no warning from Click and Buy or from SE that there would be the extra charge.