It actually does kind of suck to have extra Crysta when the only thing we Americans can spend Crysta on is Final Fantasy XI. It's like buying a gift-card for 20 bucks, but only using $18 of that money at the check-out counter and being told that you won't be given the remaining $2. Sure, you can save it for the next time, but it's not going to help. You're still going to have to buy another $20 gift card, and then that month you'll instead have $4 left over. You won't be able to actually spend that built-up remaining money until months later.