Whoaaa slow down, I'm 16 and I'm raging because I'm not paying for my own account and I don't want the person paying for me to have to jump through all these hoops to pay for a game. Not everyone is daddy's little spoiled brat.
There's a huge difference between your comprehension of the situation and the other minor in question. You clearly have a firm grasp of the situation, Dauntless, and I've seen you make a lot of good points across several threads. The point of Selzak's comment wasn't a generalization about age being a disqualifier for valid opinions, simply that the person in question is incredibly naive and in no way qualified to speak out on financial matters as they've so actively done in such a poor manner across every thread on the topic.
I'm purposely being very wordy because I know one minor in this topic will fully comprehend what I'm saying and another won't.