No, we seem to agree exactly on the facts (save one). You made several assertions earlier in the thread that, by a logical extension of the facts we agree upon, are wrong.
For instance, we seem to agree that click and buy is shady enough to warrant opening a shell account, yet you open the post by saying you don't know why people are complaining.
Your solution necessitates opening 2-3 accounts, yet you assert that it only requires opening one.
You name it "streamlining the payment process," somehow. You also don't seem to realize how easy it is for people to let monthly payments slide, and how often they do it.
You back off your claim that they're streamlining the process, and instead shift focus to some combination of "but POL has been bad for the last year!", "International banking rules have changed!", and "Maybe Hackers!" as possible reasons for the switch. All pretty much just speculation. POL has always been bad, I certainly haven't heard of any banking rules changing, and the threat of for-profit hackers likely hasn't increased in the last year.
So in short, you're wrong because you're wrong, and you know it. Also, if you enjoy continued support for this 9 year old grandpa of a game, you'd better hope that SE makes it as easy as possible for every kind of player to continue paying them. The support for this game is going to be directly related to its profitability.
If you don't believe people will unsubscribe over this, take a look at the number of sub-20 post-count posters in these threads.

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