in light of all the payment raging, (( must read ))

[Ziyyigo-Tipyigo]

You do not have to use the "click and buy" option that is JUST for crysta. I repeat THAT IS JUST FOR CRYSTA. Go to the square enix website and there is INFACT a payment option to use your credit card.

You have it backwards.

If you want automatic credit card billing in the exact amount you owe (and you don't live in Japan), the only option is ClickandBuy. Note that if you cilck the "credit card" option, you're immediately prompted to establish a new ClickandBuy account.

If you want to buy Crysta (which you will need to reload manually and carry a balance month-to-month), then you have options alongside ClickandBuy. In North America, at least, you have the second option of using PlaySpan, and it is through them that you have the option of PayPal and prepaid cards.

Using PlaySpan doesn't require establishing an account per se.

You might want to get your own facts straight before sarcastically declaring everyone else is wrong.