Meh i saw you say this on another post, im not debating how good or bad it is, but youre just WRONG.

Here is a copypaste from their official "how to transfer account" - help website:

You can choose from either Crysta, or Credit Card/Debit Card via ClickandBuy account. Please select one and then click "Next."

So its Crysta OR

Credit Card VIA CnB. Ok?